PIN Code Partners
Digital Payments
Geo Location
Waiver & Settlement
Repossession
Campaign Management
Legal
Data Visualization
Allocation
Valuation
Field Investigation
Eleven modules,
one platform — from tele-calling to courtroom.
Bharat Collect — the AI Powered Unified Debt Collection, NPA Recovery & Litigation Management system, for you.
Collections, repossession and litigation on one platform. ML models forecast portfolio risk, settlement and closure run 24/7 against your Board-approved waiver matrix, and every visit, notice and receipt is tracked — from the tele-caller's screen to the Risk Head's dashboard.
Low Code
Offline Capability
API Friendly
Vernacular Engagement
An ML-driven 24/7 Settlement & Closure module strictly as per Board-approved waiver matrix for each loan product
One stop automated solution for Debt Collection, Recoveries and Litigation management
Empower your team with automation-ready frameworks and digital APIs
Manage Unsecured, Secured, Affordable Housing, Micro Finance, Credit Cards and much more
Ensuring data safety, compliance of statutory guidelines, adherence of processes & policies
Powerful inbuilt capabilities that address pain points at every level
Bharat Collect is equipped with powerful inbuilt capabilities that address pain points across all levels, from tele-callers to the Risk Head. Its low-code framework allows us to customize the collections process precisely to user requirements, providing flexibility and efficiency.
Key operations such as the issuance of repossession kits, tracking kit validity, managing inventory, repossession releases, partial payment releases of assets, and processing repossession agent invoices have all been automated, streamlining workflows.
Additionally, online settlement and closure processes are now achievable without manual intervention. The valuation of immovable assets, including plant and machinery, land, and buildings, has also been digitized, making asset management simpler and more accurate.
PIN Code Partners
Allocate every account to the Field Officer closest to the customer, pin code by pin code.
02
Digital Payments
Digital receipting online and offline, with fully automated bank reconciliation.
03
Geo Location
Live tracking, route history and prioritised visit planning for every field officer.
04Waiver & Settlement
ML-driven waiver and settlement, applied strictly to the Board-approved matrix.
05Repossession
Repo approval to kit issuance, inventory, yard parking and agency invoicing — fully digitized.
06
Campaign Management
Multichannel WhatsApp, email and SMS campaigns in vernacular language.
07Legal
Centralise or decentralise legal workflow, and track every case to the date of hearing.
08
Data Visualization
PAR forecasts, roll rates and early-warning signals across the full hierarchy.
09
Allocation
Tele-calling and field follow-up, allocated and reviewed round the clock.
10
Valuation
Movable, immovable, plant and machinery valuation — a click away, even in Tier-2 cities.
11
Field Investigation
Digitised Field Investigation, post-delivery FI and tele verification.
Built for every lender, every loan book
Industries
Bharat Collect supports industries like financial institutions, housing finance companies, equipment finance firms, and various agencies. Each solution is crafted to meet sector-specific challenges, ensuring seamless operations from digital payments to field investigations. With tools for asset management, repossession, and data-driven insights, Bharat Collect empowers organizations to operate efficiently and uphold a customer-centric approach.
Loan Verticals
Bharat Collect supports a variety of loan types, including unsecured, secured, card, vehicle, housing, and corporate loans. Each vertical is equipped with tools to streamline management, ensure compliance, and improve efficiency, enabling institutions to deliver reliable, customer-focused services across all lending sectors.
Seamless customization, offline access and multilingual engagement
Low Code
Easily customizable to meet your unique enterprise requirements, offering flexibility and adaptability for any business scenario.
Offline Capability
Access and use Bharat Collect without internet, ensuring uninterrupted service in areas with poor connectivity.
API Friendly
Integrate internal / external systems like CORE, LOS, LMS, Indus etc & communication systems like email, SMS, WhatsApp for compatibility and minimal disruption.
Vernacular Engagement
Boost user engagement by easily switching between vernacular languages with a single click.
Integration
Streamline business processes and migrate from legacy CRM systems.
Building Relationships, Delivering Excellence
At Bharat Collect, we provide the tools to empower your business for long-term success.
Contact our team to schedule a personalized demo tailored to your needs.